One application. 300+ lenders. The right funding solution — found in minutes, funded in as little as 24 hours.
Start My Funding RequestFrom fast working capital to long-term real estate loans — we offer 12 distinct funding products to match every stage and need of your business.
Unlock up to 90% of outstanding invoice value immediately — without waiting 30, 60, or 90 days. Approval based on your clients’ creditworthiness, not yours.
Revolving access to capital, cash back rewards, and a powerful tool for building your business credit profile — all in one card.
A revolving credit facility you draw from as needed and repay over time. Pay interest only on what you use. The most flexible ongoing capital solution.
Traditional installment loans with fixed payments and competitive rates. Ideal for major investments, expansions, acquisitions, and long-term growth capital.
Use your business assets — real estate, equipment, inventory, or receivables — to secure larger loans at lower interest rates than unsecured options.
Finance the purchase, refinance, or construction of commercial property. From office buildings to warehouses, retail to multi-family — up to $25M.
Finance the purchase or lease of commercial equipment. The equipment serves as collateral, making this one of the most accessible funding options available.
Fund your franchise investment with SBA loans, conventional financing, or ROBS programs. We work with 1,000+ SBA-approved franchise brands.
Get fast capital based on your future sales. Repay as a small percentage of daily revenue — payments flex with your business so slow months aren’t painful.
Never lose a large order because of cash flow. We pay your supplier directly so you can fulfill the order, deliver, and collect your margin.
Government-backed loans with the most competitive rates available. Perfect for established businesses looking for maximum loan amounts at the lowest possible cost.
Cover day-to-day operational costs, manage cash flow gaps, or seize time-sensitive business opportunities. Fast decisions, minimal paperwork.
Not all funding is created equal — the right product depends on your industry, revenue, credit profile, and how quickly you need capital. Use this comparison to see which solutions align best with your business goals.
| Product | Best For | Max Amount | Speed | Credit Required |
|---|---|---|---|---|
| Accounts Receivable | B2B businesses waiting on payments | Unlimited | 24–48 hrs | None required |
| Business Credit Cards | Everyday spending & credit building | $100K+ | 1–7 days | 600+ |
| Business Lines of Credit | Ongoing capital needs | $1M | 1–3 days | 600+ |
| Business Term Loans | Expansion, large investments | $5M | 1–5 days | 620+ |
| Collateral Loans | Asset-rich businesses | $10M | 2–7 days | 550+ |
| Commercial Real Estate | Property purchase / refinance | $25M+ | 30–60 days | 650+ |
| Equipment Financing | Machinery, vehicles, tech | $5M/unit | 2–5 days | Collateral-based |
| Franchise Financing | Buying a franchise | $5M+ | 30–90 days | 650+ |
| Merchant Cash Advances | High card-volume businesses | $500K | 24–48 hrs | 500+ |
| Purchase Order Financing | Product businesses, large orders | $10M+ | 3–7 days | Flexible |
| SBA Loans | Best rates, max amounts | $5M | 30–90 days | 680+ |
| Working Capital | Cash flow, quick needs | $500K | 24 hrs | Flexible |
Illustrative example terms shown for demonstration only. Not an offer or guarantee of financing.
Helpful answers for business owners considering their funding options.
Minimum score requirements vary by product. As a general guide: Merchant Cash Advances can be accessible from around 500+; Business Lines of Credit typically start around 600+; Term Loans generally require 620–650+; and SBA Loans usually look for 680+. Rather than chasing one number, the smartest move is to apply once and let our platform match your current profile to the products you actually qualify for — so you avoid unnecessary hard pulls and wasted time. Your business credit scores also matter significantly, and in some cases can offset a lower personal score.
Funding speed depends on the product type. Merchant Cash Advances and many Business Lines of Credit can fund in as little as 24–48 hours. Term Loans typically take 1–5 business days. SBA Loans move through a more thorough approval process and generally take 30–90 days. One of the biggest advantages of working through our network is that a single application goes to 300+ lenders simultaneously, so you get the fastest possible match without filing paperwork with each lender individually.
No collateral is required for many of our most popular products — including Merchant Cash Advances, Business Credit Cards, Business Lines of Credit, and Credit Card Stacking. These are unsecured options that lenders approve based on revenue, time in business, and credit profile. Newer businesses can also qualify for certain products; some MCAs and credit card programs work with businesses as young as 3–6 months. The Funding Finder tool on this page identifies which products fit your current situation so you're never applying blind.
The right product depends on what you need the capital for and what your business profile looks like today. In broad terms:
Not sure where you fall? Use the Funding Finder above or speak with one of our advisors — they'll match you to the right product in minutes, not days.
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