Terms of Service

1. Acceptance of Terms

BusinessLoanBrokers.com is operated by Business Loan Brokers, LLC. These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Business Loan Brokers, LLC ("Company," "we," "us," or "our") governing your access to and use of the website located at BusinessLoanBrokers.com (the "Site") and all related services offered thereon.

By accessing the Site, submitting any information through our forms, or engaging with our advisors, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you are using the Site on behalf of a business entity, you represent that you have the authority to bind that entity to these Terms.

2. Our Services

Business Loan Brokers provides business financing consultation, loan referral, and business credit advisory services. Specifically, we:

• Help business owners identify appropriate financing options based on their needs and profile
• Connect business owners with a network of third-party lenders and financial institutions
• Provide educational resources and guidance on business credit building strategies
• Assist in preparing and submitting loan applications to lenders in our network

Our services are provided at no direct cost to the business owner. We are compensated through referral fees paid by lenders when a loan is successfully closed. Our compensation structure does not change our commitment to helping business owners evaluate appropriate funding options based on the information available to us.

Business Loan Brokers generally does not charge borrowers a brokerage fee for funding placement and may receive compensation from participating funding providers. Certain optional credit-building, software, advisory, or related services may involve separate fees, which will be disclosed before purchase or enrollment.

3. Intermediary Role & Disclosure

By submitting an inquiry or application through our Site, you consent to us sharing your business and financial information with lenders and financial institutions in our network for the purpose of obtaining financing quotes and offers.

We make no representation that any lender will approve your loan application or that you will receive any specific interest rate or loan terms. Approval is not guaranteed and is subject to each lender's individual underwriting requirements.

4. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a legal resident or authorized to conduct business in the United States
• Operate or intend to operate a for-profit business entity
• Provide truthful, accurate, and complete information when requested
• Not be in active bankruptcy proceedings at the time of application

We reserve the right to refuse service to anyone at our sole discretion, including where we believe the use of our services may violate applicable law or these Terms.

5. User Conduct

When using our Site, you agree not to:

• Provide false, misleading, or fraudulent information in any application or inquiry
• Use the Site for any unlawful purpose or in violation of any applicable federal, state, or local law
• Attempt to gain unauthorized access to any portion of the Site or its related systems
• Interfere with or disrupt the operation of the Site or servers
• Transmit any viruses, malware, or other harmful code
• Scrape, copy, or republish any content from the Site without our prior written consent
• Use the Site in any manner that could damage, disable, or impair its operation
• Impersonate any person or entity or misrepresent your affiliation with any person or entity

6. Accuracy of Information You Provide

You represent and warrant that all information you provide through our Site — including financial information, business details, and personal information — is accurate, complete, and current. Providing false or misleading information may constitute fraud and could have serious legal consequences, including criminal liability.

We rely on the accuracy of the information you provide to match you with appropriate lenders. Inaccurate information may result in delays, incorrect loan offers, or disqualification from programs you would otherwise qualify for.

7. No Guarantee of Funding

Using our services does not guarantee that you will be approved for any loan, line of credit, or other financing. Approval depends on factors including, but not limited to:

• Your personal and business credit history and scores
• Your business's revenue, cash flow, and financial statements
• Time in business and industry type
• The specific lender's underwriting criteria and current risk appetite
• Availability of collateral and ability to provide a personal guarantee
• Current economic conditions and lending market factors

We do not guarantee any particular interest rate, loan amount, or repayment term. All loan terms are set by the individual lenders and are subject to change.

8. Intellectual Property

All content on this Site — including but not limited to text, graphics, logos, images, icons, and software — is the property of Business Loan Brokers or its content suppliers and is protected by applicable United States and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for your personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from our Site without our express written permission.

9. Disclaimers

THE SITE AND ALL SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that:

• The Site will be uninterrupted, timely, secure, or error-free
• The results obtained from the use of the Site will be accurate or reliable
• Any content or information on the Site is complete, current, or free of errors
• Any defects in the Site will be corrected

The content on this Site is for informational purposes only and does not constitute legal, financial, tax, or investment advice. You should consult a qualified professional before making any financial decisions.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BUSINESS LOAN BROKERS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES — ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SITE OR SERVICES.

In no event shall our total liability to you for all claims arising from these Terms or your use of the Site exceed the greater of (a) the amount you paid us, if any, in the six months preceding the claim, or (b) one hundred dollars ($100.00).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitations may not apply to you.

11. Indemnification

You agree to defend, indemnify, and hold harmless Business Loan Brokers and its officers, directors, employees, agents, and affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or expenses (including attorneys' fees) arising from:

• Your use of or access to the Site and services
• Your violation of these Terms
• Your violation of any third party's rights, including intellectual property or privacy rights
• Any information or content you submit through the Site

12. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, rather than in court, except that either party may seek injunctive relief in any court of competent jurisdiction for claims involving intellectual property or breach of confidentiality obligations. The parties agree that the venue for any arbitration or court proceeding shall be in the State of Florida.

You agree that any dispute resolution proceedings will be conducted on an individual basis and not in a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than in arbitration, you waive any right to a jury trial.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last updated" date at the top of this page. We may also notify you by email or through a notice on the Site. Your continued use of the Site after any changes constitutes your acceptance of the updated Terms. If you do not agree to the revised Terms, you must stop using the Site.

14. Contact Us

If you have any questions about these Terms of Service, please contact us: